• Disappointed Single Mom

    "Wish I had good news like everyone else..but unfortunately I didn't get my stimulus check..the govt. kept it..put it towards a student loan I borrowed back in 1990 for $2,500.00 that has gotten way out of control since my divorce in 1998. I can't even tell you how much interest I've paid on this thing..I do know this..I'm working and raising my kids and the ex owes me over 15k in back child support..which the govt. says they are unable to do anything about..cant find him! yet they can sure find me and take my income tax returns and my $1200. stimulus check and yet still tell me I owe $2100.00 on it! wow...what a great system."

    robbee, 51, Airlines
    oklahoma city, ok

    16th Jun 2008 in Debt/Credit Card | Discuss (9) |

Comments

  • Call up the collection agency and set up to pay $50 monthly. If someone borrowed $2500 from you, wouldn't you want it back? We dont like to take your taxes or garnish your wages, but thats what you get for avoiding us. If you think 50$ monthly will break your back, look into William D Ford consolidation through Direct loans. They buy defaulted student loans and bring them current for no payment at all. Do something or its just going to get worse! If you're not already, you're going to see 15% of each paycheck going toward your student loan!

    Posted by: Default Loan Collector Jun 19th, 11:49

  • Wahhh... poor me. I took the money and now they want me to pay it back... but I wanted a vacation or a shiny new TV. maybe Barack will be president and I'll get money from those who are responsible and work hard...

    Posted by: Should've planned it Jun 19th, 16:31

  • This is exactly the sort of thing I hate reading on here. You were irresponsible and didn’t pay back your student loan. That isn’t the government’s fault, it is yours. Take responsibility for your actions!

    Posted by: Isabel Jun 20th, 13:39

  • why dont you adjust your payroll witholdings so there is no refund for the govt to take ?

    Posted by: J Jun 20th, 14:03

  • try looking into a place called Direct Loans. I had the same problem and a lawyer called me to tell me about this. My student loan interest was at 27%, they knocked it down to 4%. I know you don't need another loan, but it is worth it.

    Posted by: nicole Jun 20th, 17:05

  • Why is it so many folks don't want to repay their student loans?

    Apparently you learned no responsibility nor how to adjust your with holding to avoid Uncle Sam taking your tax return.

    Posted by: Jay Jun 21st, 08:31

  • You haven't managed to pay back $2500 over the span of almost 20 years?! Jesus Christ, woman! I had student loans, too, and even when I was out of work I communicated with the lenders and worked out arrangements that didn't break my back. You did realize that a LOAN was to be paid back, right? And that if you didn't pay back the LOAN (which was supposed to be paid back), then interest and fees would pile up, right? So you don't think you should have to pay student LOAN money you owe, but your ex should have to pay you the child support he owes? Moron, figure it out.

    Posted by: DA Jun 26th, 14:47

  • I think a lot of people on here are ridiculous. Do you not get that as a now single mother, with no support from the father, the most important thing becomes taking care of her children? The student loan was probably not necessity to her, her kids having a place to live and food to eat was probably more important!!! Some of you jerks are insensitive and should just keep your negative comments to yourselves!

    Posted by: Shauna Jun 30th, 10:13

  • Well, Shauna, thanks for solving all this for me. So her kids are still small enough to need her care, but she's had the loan for the better part of TWO DECADES?! And if this lady hasn't been able to lay hands on a couple of grand over the course of that much time, her education was evidently a waste of time--and of the money that was lent to her in good faith of repayment.

    Your knee-jerk, feely-feely bullshit is obviously keeping you from reading what this woman has written. The bottom line: She owes money for loans that she hasn't bothered to pay back, but it's crucial for her deadbeat ex to pay her back. That makes a LOT of sense. Grow the fuck up and learn to read. When I owed student loans and was out of work for months, I managed. Mainly by communicating with the lenders and making arrangements--and definitely not by simply deciding not to send them money that they kindly lent me so that I could get an education. You should move in with this idiot so you could take care of each other.

    Posted by: DA Jul 1st, 14:30

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